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Crypto & tax · FL

Florida Crypto Tax Calculator

Estimate your 2025 federal and Florida state tax on crypto capital gains, with FIFO, LIFO, or HIFO cost basis.

Cost-basis method — changes which lots are sold
Transactions4
$
$
$
$
Filing status
Other taxable income Excluding crypto
$
Estimated tax owedFIFO
$1,860
short-term gains$3,000
long-term gains$8,000
short-term tax$660
long-term tax$1,200
FL state tax$0
total gains
$11,000
estimated tax
$1,860
effective rate
16.9%

Crypto capital-gains tax in Florida

Florida has no state income tax, so wages and crypto gains are free of state tax and your take-home is higher than in most states. The state relies on sales and tourism-related taxes instead.

Common questions

How is crypto taxed in Florida?
At the federal level, crypto is property and gains are taxed as short- or long-term capital gains. At the state level, Florida imposes no state tax on crypto capital gains; you owe only federal capital-gains tax.
Does Florida have a lower rate for long-term crypto gains?
Florida has no state income tax, so there's no separate state rate at all — only the federal 0/15/20% long-term rates apply.

How we calculate this

Federal lot-matching per our crypto-tax methodology, plus 2025 Florida state treatment of capital gains. Estimates only — not tax advice.

Estimates for general informational purposes only; not tax advice. Crypto tax rules are complex and Florida state treatment is simplified here — verify with the state Department of Revenue and a tax professional.