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Crypto & tax

Crypto Investing Calculator

Project a future crypto position from your own growth and staking assumptions — with dollar-cost averaging and bear / base / bull scenarios.

InputsPROJ
$
$
%
%
Scenario Scales your growth assumption
Projected value3.7× in
$130,365
total contributed$35,000
price growth$56,005
staking rewards$39,360
projected value
$130,365
contributed
$35,000
return
3.7×
Projected value over time
Projected value Contributed
$0$35k$70k$106k$141k2026202920332036
Projected value over time — data table
YearProjected valueContributed
2026$5,000$5,000
2027$9,388$8,000
2028$14,738$11,000
2029$21,263$14,000
2030$29,218$17,000
2031$38,919$20,000
2032$50,749$23,000
2033$65,174$26,000
2034$82,763$29,000
2035$104,211$32,000
2036$130,365$35,000

Starting with $5,000 and adding $250 a month for 10 years at an assumed 15% annual growth rate reaches about $91,005 — of which $35,000 is money you put in and $56,005 is growth.

15% is an assumption you choose, not a forecast. Crypto has no expected return in the way a bond does, and drawdowns of 70–80% have happened more than once — this projects one smooth path, which is not how the asset has ever behaved.

How the projection works

Your position grows each month at your assumed annual growth rate (scaled by the chosen scenario), with staking APY compounding on top and your monthly DCA contribution added along the way. The breakdown separates contributions, price growth, and staking rewards.

value = compounding(growth × scenario + staking APY) on principal + monthly DCA

These are projections based on assumptions you choose — not predictions. Cryptocurrency is highly volatile and can lose most or all of its value. Never invest more than you can afford to lose.

Common questions

Is this a price prediction?
No. This is a forward projection from assumptions you enter — it does not forecast or predict any coin's price. Crypto is extremely volatile and can lose most or all of its value.
How does staking APY work here?
Staking rewards are treated as an additional annual yield that compounds on top of your price-growth assumption. The breakdown separates how much of the projection comes from price growth versus staking.
What do the bear / base / bull scenarios do?
They scale your growth assumption down or up (bear ×0.4, base ×1, bull ×1.8) so you can quickly see a conservative, expected, and optimistic case from the same inputs.
Does this use live crypto prices?
No — it needs no price feed because you provide the growth assumptions. Tools that look up past prices (an ‘if I invested $X' calculator or a DCA backtest) are separate and coming later.

How we calculate this

Monthly compounding of your growth + staking assumptions with DCA contributions. No live price data — pure forward projection. Not financial advice.

Projections are hypothetical and based entirely on assumptions you enter. They are not predictions or recommendations. Cryptocurrency carries substantial risk of loss. For general information only — not financial advice.