TALLIVODividend Calculator
Model dividend reinvestment (DRIP), growing payouts, and rising share prices — and watch your share count and yield on cost compound.
| Year | Portfolio value | Cumulative dividends |
|---|---|---|
| 2026 | $25,000 | $0 |
| 2027 | $30,125 | $875 |
| 2028 | $35,696 | $1,939 |
| 2029 | $41,754 | $3,213 |
| 2030 | $48,345 | $4,716 |
| 2031 | $55,520 | $6,474 |
| 2032 | $63,333 | $8,511 |
| 2033 | $71,846 | $10,858 |
| 2034 | $81,126 | $13,545 |
| 2035 | $91,245 | $16,608 |
| 2036 | $102,285 | $20,086 |
| 2037 | $114,335 | $24,022 |
| 2038 | $127,494 | $28,463 |
| 2039 | $141,868 | $33,463 |
| 2040 | $157,578 | $39,080 |
| 2041 | $174,755 | $45,377 |
| 2042 | $193,544 | $52,428 |
| 2043 | $214,104 | $60,312 |
| 2044 | $236,613 | $69,116 |
| 2045 | $261,266 | $78,938 |
| 2046 | $288,278 | $89,886 |
| 2047 | $317,888 | $102,082 |
| 2048 | $350,359 | $115,659 |
| 2049 | $385,982 | $130,765 |
| 2050 | $425,082 | $147,565 |
| 2051 | $468,014 | $166,243 |
A $25,000 position yielding 3.5%, with $3,000 added each year and every dividend reinvested, grows to about $468,014 over 25 years and pays $18,678 a year in dividends by the end.
That is a yield on cost of 18.7% against $100,000 contributed — the point of dividend growth investing. Assumes 6% annual dividend growth and 5% price appreciation; both are assumptions, and taxes are excluded.
How dividend reinvestment compounds
Each year your shares pay a dividend. With DRIP on, that cash buys more shares at the current price, so next year's dividend is paid on a larger position. Layer in dividend growth (the company raising its payout) and price appreciation, and three forces compound at once.
Yield on cost — current dividend income divided by what you originally invested — is the number long-term dividend investors watch: it rises as payouts grow, even though the market yield stays roughly flat.
Common questions
What is DRIP?
What is yield on cost?
Are dividends taxed?
What dividend growth rate is realistic?
How we calculate this
Annual share-based model with dividends reinvested at the projected price. Pre-tax figures on constant assumptions — not financial advice.
Where to go next
Dividends and sale profits are taxed under the same rate schedule. When you sell, work out the federal tax on the gain, including the 0% long-term bracket.
Projections assume constant yield, dividend growth, and appreciation; actual dividends can be cut and prices fall. For general information only — not investment advice.