TALLIVO
toolsabout
Your numbers will appear here as you use the tools.
home / crypto tax / montana
Crypto & tax · MT

Montana Crypto Tax Calculator

Estimate your 2025 federal and Montana state tax on crypto capital gains, with FIFO, LIFO, or HIFO cost basis.

Cost-basis method — changes which lots are sold
Transactions4
$
$
$
$
Filing status
Other taxable income Excluding crypto
$
Estimated tax owedFIFO
$2,509
short-term gains$3,000
long-term gains$8,000
short-term tax$660
long-term tax$1,200
MT state tax$649
total gains
$11,000
estimated tax
$2,509
effective rate
22.8%

Crypto capital-gains tax in Montana

Montana has two brackets for 2025 — 4.7% up to $21,100 single / $42,200 joint and 5.9% above — computed from federal taxable income, so the federal standard deduction effectively applies. Long-term capital gains get preferential rates of 3.0% and 4.1%, so this estimate overstates tax on large long-term gains. A 2025 law cuts the top rate to 5.65% in 2026 and 5.4% in 2027, but 2025 rates are unchanged.

Common questions

How is crypto taxed in Montana?
At the federal level, crypto is property and gains are taxed as short- or long-term capital gains. At the state level, Montana taxes crypto capital gains as ordinary income — the same rate as your wages, with no long-term discount.
Does Montana have a lower rate for long-term crypto gains?
No — unlike the federal system, Montana does not give long-term gains a preferential state rate; they're taxed the same as short-term gains.

How we calculate this

Federal lot-matching per our crypto-tax methodology, plus 2025 Montana state treatment of capital gains. Estimates only — not tax advice.

Tax Foundation: 2025 state income tax rates →Montana Dept. of Revenue →
Related calculators
CryptoCrypto Investing CalculatorHomeMortgage CalculatorMoneyPaycheck CalculatorMoneyIncome Tax Calculator

Estimates for general informational purposes only; not tax advice. Crypto tax rules are complex and Montana state treatment is simplified here — verify with the state Department of Revenue and a tax professional.