Crypto & tax · NC
North Carolina Crypto Tax Calculator
Estimate your 2025 federal and North Carolina state tax on crypto capital gains, with FIFO, LIFO, or HIFO cost basis.
Cost-basis method — changes which lots are sold
Transactions4
$
$
$
$
Filing status
Other taxable income Excluding crypto
$
Estimated tax owedFIFO
$2,328
short-term gains$3,000
long-term gains$8,000
short-term tax$660
long-term tax$1,200
NC state tax$468
total gains
$11,000
estimated tax
$2,328
effective rate
21.2%
Crypto capital-gains tax in North Carolina
North Carolina's flat income tax dropped to 4.25% for 2025 and continues to decline in coming years. It applies to wages and capital gains after a standard deduction of $12,750 (single) or $25,500 (married filing jointly).
Common questions
How is crypto taxed in North Carolina?
At the federal level, crypto is property and gains are taxed as short- or long-term capital gains. At the state level, North Carolina taxes crypto capital gains as ordinary income — the same rate as your wages, with no long-term discount.
Does North Carolina have a lower rate for long-term crypto gains?
No — unlike the federal system, North Carolina does not give long-term gains a preferential state rate; they're taxed the same as short-term gains.
How we calculate this
Federal lot-matching per our crypto-tax methodology, plus 2025 North Carolina state treatment of capital gains. Estimates only — not tax advice.
Estimates for general informational purposes only; not tax advice. Crypto tax rules are complex and North Carolina state treatment is simplified here — verify with the state Department of Revenue and a tax professional.