Indiana Paycheck Calculator
Your 2026 take-home pay in Indiana, after federal income tax, Social Security, Medicare, and state income tax.
On Indiana's median household income of $76,710, a single filer takes home $60,562 a year — $5,047 a month — after $8,046 in federal income tax, $5,868 in Social Security and Medicare, and $2,233 in Indiana income tax.
That is an effective all-in rate of 21.1% for 2026 federal rules and 2026 Indiana rules, taxes only — no 401(k), health premiums, or other deductions. Your own figure depends on filing status and pre-tax contributions.
Paycheck taxes in Indiana
Indiana taxes income at a flat 2.95% for tax year 2026, down from 3.0% in 2025 as part of a phased reduction that continues to 2.9% in 2027. The state has no standard deduction, only modest personal exemptions ($1,000 per filer). Importantly, every Indiana county levies its own additional local income tax (roughly 0.5% to 3%), which is not included in this estimate.
Bonuses and supplemental wages in Indiana
Bonuses and other supplemental wages are frequently withheld differently from regular pay, and states set their own rules. This calculator applies Indiana's regular withholding to every dollar and does not model a separate supplemental rate, so a bonus paycheck can come out higher or lower than the figure above. Federal supplemental withholding is a flat 22% up to $1 million; for Indiana's own treatment, check the state authority linked below.
For the federal half, which this site does model, compare what withholding takes from a bonus against what you actually owe — the 22% flat rate is withholding, not a tax bill, and the difference comes back at filing.
Indiana vs. its neighbors
On a $100,000 salary you keep $76,260 in Indiana — $1,885 more than in neighboring Illinois, $1,079 more than in Michigan, and $554 less than in Ohio.
Federal income tax and FICA are identical in every state, so the whole gap above is state income tax. Single filer, $100,000 of wages, no 401(k) or other pre-tax deductions, 2025 state tables. Local income taxes (city and county) are not included. Run your own salary through the calculator above, or on any state's page.
Neighbours are only part of the picture. The study behind these figures ranks what a $100,000 salary takes home in all 50 states, with Indiana's row in place — the entire spread between best and worst is state income tax, since federal tax and FICA are identical everywhere.
A worked example at Indiana's median income
Indiana's median household income is $76,710 (2024, U.S. Census Bureau via FRED (real median household income)). Run through the same engine as the calculator above (single filer, taxes only):
That is an effective all-in tax rate of 21.1% at the median — your own number depends on filing status, 401(k), and benefits. Enter your salary above for the exact figure.
Common questions
How much Indiana tax comes out of a $76,710 salary?
Do higher earners pay a higher rate in Indiana?
How much comes out of each paycheck in Indiana?
What percentage of a Indiana paycheck goes to taxes?
How we calculate this
Federal brackets and FICA per our paycheck methodology, plus Indiana's 2026 state income tax. Estimates only — not tax advice.
Estimates for general informational purposes only; not tax or financial advice. State rules, local taxes, and credits vary — Indiana figures are simplified and should be verified with the state Department of Revenue. Actual withholding depends on your W-4 and benefits. This estimate does not model the county income tax every Indiana county levies on its residents. Indiana's flat 2.95% is applied with the $1,000-per-filer exemption and no standard deduction — itemized deductions and Indiana credits are not modelled.