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Crypto & tax · ND

North Dakota Crypto Tax Calculator

Estimate your 2025 federal and North Dakota state tax on crypto capital gains, with FIFO, LIFO, or HIFO cost basis.

Cost-basis method — changes which lots are sold
Transactions4
$
$
$
$
Filing status
Other taxable income Excluding crypto
$
Estimated tax owedFIFO
$2,075
short-term gains$3,000
long-term gains$8,000
short-term tax$660
long-term tax$1,200
ND state tax$214
total gains
$11,000
estimated tax
$2,075
effective rate
18.9%

Crypto capital-gains tax in North Dakota

North Dakota has one of the lowest income taxes of any state that levies one: a 0% bracket covers roughly the first $48,000 of taxable income for single filers in 2025, with just two rates above it — 1.95% and a top rate of 2.5%. The state starts from federal taxable income, so the federal standard deduction applies. Capital gains count as ordinary income, but 40% of net long-term gains are excluded from taxation.

Common questions

How is crypto taxed in North Dakota?
At the federal level, crypto is property and gains are taxed as short- or long-term capital gains. At the state level, North Dakota taxes crypto capital gains as ordinary income — the same rate as your wages, with no long-term discount.
Does North Dakota have a lower rate for long-term crypto gains?
No — unlike the federal system, North Dakota does not give long-term gains a preferential state rate; they're taxed the same as short-term gains.

How we calculate this

Federal lot-matching per our crypto-tax methodology, plus 2025 North Dakota state treatment of capital gains. Estimates only — not tax advice.

Tax Foundation: 2025 state income tax rates →North Dakota Office of State Tax Commissioner →
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Estimates for general informational purposes only; not tax advice. Crypto tax rules are complex and North Dakota state treatment is simplified here — verify with the state Department of Revenue and a tax professional.