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Indiana Income Tax Calculator

Estimate your 2026 combined federal and Indiana income tax — Indiana adds a flat 2.95% state income tax.

InputsTY-2026
$
$
$
Federal + state tax16.1% effective
$16,091/yr
10% on $12,400$1,240
12% on $38,000$4,560
22% on $33,500$7,370
federal tax subtotal$13,170
IN state tax$2,921
taxable income
$83,900
marginal rate
22.0%
after tax
$83,910

A single filer earning Indiana's median household income of $76,710 owes about $2,233 in Indiana state income tax — an effective state rate of 2.91%. That is state tax only, on top of federal income tax and FICA.

Based on 2026 Indiana rules and 2026 federal rules, with the standard deduction and no other adjustments. Median income is the 2024 Census figure.

Income tax in Indiana

Indiana taxes income at a flat 2.95% for tax year 2026, down from 3.0% in 2025 as part of a phased reduction that continues to 2.9% in 2027. The state has no standard deduction, only modest personal exemptions ($1,000 per filer). Importantly, every Indiana county levies its own additional local income tax (roughly 0.5% to 3%), which is not included in this estimate.

Indiana income tax structure (2026)

Indiana taxes income at a flat 2.95% after a personal exemption of $1,000. Every taxable dollar is taxed at the same rate, so your marginal and effective state rates converge as income rises.

Common questions

What is Indiana's income tax rate?
Indiana taxes income at a flat 2.95% for tax year 2026 — one rate at every income level, with no brackets — applied after a $1,000 personal exemption per filer ($2,000 joint).
What is the tax bill on $76,710 in Indiana?
A single filer on Indiana's $76,710 median household income (2024) owes about $2,233 to Indiana and $8,046 to the IRS — roughly $10,280 of income tax in total, or 13.4% of gross income.
Does Indiana have a personal exemption?
Yes — $1,000 per filer ($2,000 on a joint return) is subtracted before the 2.95% rate applies, worth about $30 of tax for a single filer. Indiana pairs it with no standard deduction in this model.

How we calculate this

Federal brackets per our income-tax methodology, plus Indiana's 2026 state tax. Estimates only — not tax advice.

Tax Foundation: 2026 state individual income tax rates and brackets (updated Feb 11, 2026) →Indiana DOR — Departmental Notice #1, How to Compute Withholding for State and County Income Tax (2026) →

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Estimates for general informational purposes only; not tax advice. Indiana figures are simplified (credits, local taxes, and AGI adjustments vary) and should be verified with the state Department of Revenue. This estimate does not model the county income tax every Indiana county levies on its residents. Indiana's flat 2.95% is applied with the $1,000-per-filer exemption and no standard deduction — itemized deductions and Indiana credits are not modelled.