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Rhode Island Income Tax Calculator

Estimate your 2026 combined federal and Rhode Island income tax — Rhode Island adds progressive state income tax on top of federal.

InputsTY-2026
$
$
$
Federal + state tax16.3% effective
$16,318/yr
10% on $12,400$1,240
12% on $38,000$4,560
22% on $33,500$7,370
federal tax subtotal$13,170
RI state tax$3,148
taxable income
$83,900
marginal rate
22.0%
after tax
$83,682

A single filer earning Rhode Island's median household income of $92,290 owes about $2,844 in Rhode Island state income tax — an effective state rate of 3.08%. That is state tax only, on top of federal income tax and FICA.

Based on 2026 Rhode Island rules and 2026 federal rules, with the standard deduction and no other adjustments. Median income is the 2024 Census figure.

Income tax in Rhode Island

Rhode Island applies the same three-bracket schedule (3.75%, 4.75%, 5.99%) to every filing status, with the top rate starting at $186,450 of taxable income in 2026. The standard deduction ($11,200 single / $22,400 joint) and the $5,250 per-person exemption phase out between $261,000 and $290,800 of income and disappear entirely above that range.

Rhode Island income tax structure (2026)

Rhode Island uses 3 progressive brackets on income above a $11,200 standard deduction (single) plus a $5,250 personal exemption. Single-filer brackets:

$0 – $82,0503.75%
$82,051 – $186,4504.75%
over $186,4515.99%

Married-filing-jointly thresholds differ (roughly double in most states). Each slice of income is taxed at its own rate — landing in a bracket does not tax your whole income at that rate.

Common questions

What are Rhode Island's income tax brackets?
Rhode Island uses three brackets for 2026: 3.75% on the first $82,050 of taxable income, rising to 5.99% above $186,450 for a single filer. Taxable income here is your pay after a $11,200 standard deduction ($22,400 joint) and a $5,250 personal exemption per filer. The same thresholds apply to joint filers, though the standard deduction doubles.
What is the top income tax rate in Rhode Island?
5.99%, and it begins at $186,450 of taxable income for a single filer — about $202,900 of gross pay, once the $16,450 Rhode Island subtracts first is added back. Only income above that point is taxed at that rate; everything below it is taxed in the lower bands.
What is the tax bill on $92,290 in Rhode Island?
A single filer on Rhode Island's $92,290 median household income (2024 Census figure) owes roughly $2,844 to Rhode Island — an effective state rate of 3.1% against a 3.75% marginal bracket — plus about $11,474 of federal income tax.
Does Rhode Island have a personal exemption?
Yes — $5,250 per filer, or $10,500 on a joint return, subtracted before the brackets apply. It comes on top of the $11,200 standard deduction, for $16,450 of total single-filer subtractions.

How we calculate this

Federal brackets per our income-tax methodology, plus Rhode Island's 2026 state tax. Estimates only — not tax advice.

RI Division of Taxation Advisory ADV 2025-22 — Inflation-adjusted amounts set for Tax Year 2026 →Tax Foundation: 2026 state individual income tax rates and brackets →

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Estimates for general informational purposes only; not tax advice. Rhode Island figures are simplified (credits, local taxes, and AGI adjustments vary) and should be verified with the state Department of Revenue. This estimate does not model Rhode Island's TDI/TCI payroll contribution. Rhode Island's three-rate 3.75%–5.99% schedule is applied with the $11,200 standard deduction and $5,250 personal exemption for a single filer — not itemized deductions, exemption phase-outs, or any Rhode Island tax credit.