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Everyday money · WA

Washington Income Tax Calculator

Estimate your 2026 combined federal and Washington income tax — Washington has no state income tax, so you only owe federal tax.

InputsTY-2026
$
$
$
Federal + state tax13.2% effective
$13,170/yr
10% on $12,400$1,240
12% on $38,000$4,560
22% on $33,500$7,370
federal tax subtotal$13,170
WA state tax$0
taxable income
$83,900
marginal rate
22.0%
after tax
$86,830

Washington does not tax personal income, so a resident earning Washington's median household income of $97,500 owes $0 in Washington income tax. Only federal income tax and FICA are withheld from wages.

Based on 2026 Washington rules and 2026 federal rules, with the standard deduction and no other adjustments. Median income is the 2024 Census figure.

Income tax in Washington

Washington is the one state on this list that does reach investment profit, so treating it as entirely tax-free is misleading. Under ESSB 5096 (RCW 82.87), a 7% excise tax applies to the sale or exchange of long-term capital assets such as stocks, bonds, and business interests, above a standard deduction of $278,000 for 2025 — up from $270,000 in 2024, and adjusted annually for inflation. In 2025 the legislature added a second tier: ESSB 5813 levies an additional 2.90% on the portion of an individual's Washington capital gains exceeding $1,000,000 — again a charge on investment profit rather than wages — with the proceeds directed to the education legacy trust account. What saves most households is the exemption list: real estate is excluded outright, as are assets held in certain retirement accounts, so a home sale or a 401(k) is untouched and only a large taxable-brokerage or business-sale gain comes near the threshold. Wages themselves remain untaxed — nothing is withheld from your paycheck at the state level.

Washington income tax structure (2026)

Washington has no state income tax. Wages, salaries, and self-employment income are untaxed at the state level — only federal income tax and FICA come out of your paycheck.

Common questions

Do I file a Washington income tax return?
Not for wage income. Washington has no individual income tax for 2026, so your only income tax return is the federal one, and a $97,500 income — Washington's median — owes the state $0.
How much income tax is due on the median Washington income?
On Washington's median household income of $97,500 (2024 Census figure), a single filer owes about $12,620 in federal income tax and $0 to Washington. Adding $7,459 of Social Security and Medicare leaves roughly $77,421.
What taxes do I still pay in Washington?
Federal income tax, Social Security (6.2% up to the wage base) and Medicare (1.45%) still apply — together about $20,079 a year at Washington's $97,500 median income. Washington raises its own revenue through sales and business taxes.
Why is take-home pay higher in Washington?
Only because the state line is zero — federal tax and FICA are identical everywhere. At Washington's $97,500 median income, the typical income-taxing state would take about $4,085 more per year that Washington residents keep.

How we calculate this

Federal brackets per our income-tax methodology, plus Washington's 2026 state tax. Estimates only — not tax advice.

Tax Foundation: State Individual Income Tax Rates and Brackets, 2026 →Washington Department of Revenue — Capital gains tax →

More on Washington tax

Everyday moneyWhat lands in a Washington paycheckThe same salary split across real pay periods, with federal tax and FICA taken out and no state line at all.Crypto & taxHow Washington taxes crypto gainsSelling crypto as a Washington resident is a federal-only taxable event — what that costs.
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Estimates for general informational purposes only; not tax advice. Washington figures are simplified (credits, local taxes, and AGI adjustments vary) and should be verified with the state Department of Revenue. Washington has no state income tax, so there is no state schedule to simplify — this calculator covers what comes out of your pay, not the sales and business taxes that Washington relies on instead. It also leaves out Washington's Paid Family & Medical Leave and WA Cares payroll deductions and Washington's 7% tax on long-term capital gains above $278,000, which falls on investment income rather than wages.