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Everyday money · TX

Texas Income Tax Calculator

Estimate your 2026 combined federal and Texas income tax — Texas has no state income tax, so you only owe federal tax.

InputsTY-2026
$
$
$
Federal + state tax13.2% effective
$13,170/yr
10% on $12,400$1,240
12% on $38,000$4,560
22% on $33,500$7,370
federal tax subtotal$13,170
TX state tax$0
taxable income
$83,900
marginal rate
22.0%
after tax
$86,830

Texas does not tax personal income, so a resident earning Texas's median household income of $81,490 owes $0 in Texas income tax. Only federal income tax and FICA are withheld from wages.

Based on 2026 Texas rules and 2026 federal rules, with the standard deduction and no other adjustments. Median income is the 2024 Census figure.

Income tax in Texas

Texas voters have spent the last several years bolting the door on personal taxation, one constitutional amendment at a time. Article VIII, Section 24-a — added November 5, 2019 — prohibits the legislature from imposing a tax on the net incomes of individuals, including an individual's share of partnership and unincorporated association income. Voters went further in November 2025 by adding Section 24-b, which bars a tax on the realized or unrealized capital gains of an individual, family, estate, or trust — investment profit rather than wages — while expressly preserving property, sales, and use taxes; a 2023 amendment had already prohibited a wealth tax. What funds the state instead shows up at the register and at the wellhead: a 6.25% state sales and use tax that local jurisdictions can lift to a combined 8.25% maximum, alongside a 4.6% oil production tax and a 7.5% natural gas production tax.

Texas income tax structure (2026)

Texas has no state income tax. Wages, salaries, and self-employment income are untaxed at the state level — only federal income tax and FICA come out of your paycheck.

Common questions

Do I file a Texas income tax return?
Not for wage income. Texas has no individual income tax for 2026, so your only income tax return is the federal one, and a $81,490 income — Texas's median — owes the state $0.
How much income tax is due on the median Texas income?
On Texas's median household income of $81,490 (2024 Census figure), a single filer owes about $9,098 in federal income tax and $0 to Texas. Adding $6,234 of Social Security and Medicare leaves roughly $66,158.
What taxes do I still pay in Texas?
Federal income tax, Social Security (6.2% up to the wage base) and Medicare (1.45%) still apply — together about $15,332 a year at Texas's $81,490 median income. Texas raises its own revenue through sales and property taxes.
Why is take-home pay higher in Texas?
Only because the state line is zero — federal tax and FICA are identical everywhere. At Texas's $81,490 median income, the typical income-taxing state would take about $3,237 more per year that Texas residents keep.

How we calculate this

Federal brackets per our income-tax methodology, plus Texas's 2026 state tax. Estimates only — not tax advice.

Tax Foundation: State Individual Income Tax Rates and Brackets, 2026 →Texas Comptroller of Public Accounts — Taxes →

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Estimates for general informational purposes only; not tax advice. Texas figures are simplified (credits, local taxes, and AGI adjustments vary) and should be verified with the state Department of Revenue. Texas has no state income tax, so there is no state schedule to simplify — this calculator covers what comes out of your pay, not the sales and property taxes that Texas relies on instead.