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Everyday money · MD

Maryland Paycheck Calculator

Your 2026 take-home pay in Maryland, after federal income tax, Social Security, Medicare, and state income tax.

InputsPAY-2026
$
%
$
Take-home / paycheckEvery 2 weeks
$2,355
take-home pay$2,355
federal income tax$336
Social Security + Medicare$250
MD state income tax$132
401(k)$196
other pre-tax$0
annual take-home
$61,218
effective tax
22.0%
marginal rate
22.0%

On Maryland's median household income of $109,700, a single filer takes home $81,149 a year $6,762 a month — after $15,304 in federal income tax, $8,392 in Social Security and Medicare, and $4,855 in Maryland income tax.

That is an effective all-in rate of 26.0% for 2026 federal rules and 2026 Maryland rules, taxes only — no 401(k), health premiums, or other deductions. Your own figure depends on filing status and pre-tax contributions.

Paycheck taxes in Maryland

Maryland's 2025 budget act added two new top brackets for tax year 2025 — 6.25% above $500,000 and 6.5% above $1 million (single) — and raised the standard deduction to $3,350 / $6,700. Maryland counties add local income taxes of roughly 2.25% to 3.3% that are not included here, so real withholding on a paycheck is higher than this estimate.

Bonuses and supplemental wages in Maryland

Bonuses and other supplemental wages are frequently withheld differently from regular pay, and states set their own rules. This calculator applies Maryland's regular withholding to every dollar and does not model a separate supplemental rate, so a bonus paycheck can come out higher or lower than the figure above. Federal supplemental withholding is a flat 22% up to $1 million; for Maryland's own treatment, check the state authority linked below.

For the federal half, which this site does model, compare what withholding takes from a bonus against what you actually owe — the 22% flat rate is withholding, not a tax bill, and the difference comes back at filing.

Maryland vs. its neighbors

On a $100,000 salary you keep $74,794 in Maryland $1,316 less than in neighboring Pennsylvania, $695 less than in West Virginia, and $550 more than in Virginia.

Pennsylvania$76,110+$1,316
West Virginia$75,489+$695
Maryland (this page)$74,794
Virginia$74,244−$550

Federal income tax and FICA are identical in every state, so the whole gap above is state income tax. Single filer, $100,000 of wages, no 401(k) or other pre-tax deductions, 2025 state tables. Local income taxes (city and county) are not included. Run your own salary through the calculator above, or on any state's page.

Neighbours are only part of the picture. The study behind these figures ranks what a $100,000 salary takes home in all 50 states, with Maryland's row in place — the entire spread between best and worst is state income tax, since federal tax and FICA are identical everywhere.

A worked example at Maryland's median income

Maryland's median household income is $109,700 (2024, U.S. Census Bureau via FRED (real median household income)). Run through the same engine as the calculator above (single filer, taxes only):

federal income tax$15,304
Social Security + Medicare$8,392
Maryland income tax−$4,855
take-home$81,149/yr · $6,762/mo

That is an effective all-in tax rate of 26.0% at the median — your own number depends on filing status, 401(k), and benefits. Enter your salary above for the exact figure.

Common questions

How much Maryland tax comes out of a $109,700 salary?
About $4,855 a year — 4.4% of gross — at Maryland's $109,700 median household income (2024 Census figure), which puts that earner in the 5% bracket. After federal income tax and FICA, take-home is roughly $81,149 a year, or $6,762 a month.
How much comes out of each paycheck in Maryland?
Paid every two weeks on Maryland's $109,700 median household income, gross is $4,219 a period and $3,121 reaches the account. The difference is about $589 of federal income tax and $323 of Social Security and Medicare, plus $187 of Maryland income tax — 26 times a year.
What percentage of a Maryland paycheck goes to taxes?
About 26.0% at the $109,700 median income, counting every tax this calculator models — 4.4% of it Maryland's share, the rest federal income tax and FICA. The share rises with income, because the federal brackets are progressive and so is Maryland's own schedule.
Is Maryland a high-tax state for wages?
Close to the middle. At Maryland's $109,700 median income the state takes about $4,855, within $76 of the $4,779 the typical income-taxing state would take on the same salary.

Estimates for general informational purposes only; not tax or financial advice. State rules, local taxes, and credits vary — Maryland figures are simplified and should be verified with the state Department of Revenue. Actual withholding depends on your W-4 and benefits. This estimate does not model the county income tax every Maryland county charges on top of the state rate (roughly 2.25%–3.2%). Maryland's ten-rate 2%–6.5% schedule is applied with the $3,350 standard deduction and $3,200 personal exemption for a single filer — not itemized deductions, exemption phase-outs, or any Maryland tax credit.