Maine Income Tax Calculator

Estimate your 2026 combined federal and Maine income tax — Maine adds progressive state income tax on top of federal.

InputsTY-2026

Annual income

Filing status

Pre-tax adjustments 401(k), HSA

Itemized deductions 0 = use standard

Federal + state tax18.3% effective

$18,327/yr

10% on $12,400$1,240

12% on $38,000$4,560

22% on $33,500$7,370

federal tax subtotal$13,170

ME state tax$5,157

taxable income

$83,900

marginal rate

22.0%

after tax

$81,673

A single filer earning Maine's median household income of $90,730 owes about $4,495 in Maine state income tax — an effective state rate of 4.95%. That is state tax only, on top of federal income tax and FICA.

Based on 2026 Maine rules and 2026 federal rules, with the standard deduction and no other adjustments. Median income is the 2024 Census figure.

Income tax in Maine

Maine has three inflation-indexed brackets (5.8%, 6.75%, 7.15%); for 2026 the top rate starts at $64,850 single / $129,750 married filing jointly, and each filer gets a $5,300 personal exemption that phases out above $341,000 of Maine AGI. New for 2026, a 2% surcharge applies to Maine taxable income above $1,000,000 single / $1,500,000 joint, lifting the effective top rate to 9.15%.

Maine income tax structure (2026)

Maine uses 4 progressive brackets on income above a $15,300 standard deduction (single) plus a $5,300 personal exemption. Single-filer brackets:

$0 – $27,4005.80%

$27,401 – $64,8506.75%

$64,851 – $1,000,0007.15%

over $1,000,0019.15%

Married-filing-jointly thresholds differ (roughly double in most states). Each slice of income is taxed at its own rate — landing in a bracket does not tax your whole income at that rate.

Common questions

What are Maine's income tax brackets?

Maine uses four brackets for 2026: 5.8% on the first $27,400 of taxable income, rising to 9.15% above $1,000,000 for a single filer. Taxable income here is your pay after a $15,300 standard deduction ($30,600 joint) and a $5,300 personal exemption per filer. Joint filers get their own, wider thresholds.

What is the top income tax rate in Maine?

9.15%, and it begins at $1,000,000 of taxable income for a single filer — about $1,020,600 of gross pay, once the $20,600 Maine subtracts first is added back. Only income above that point is taxed at that rate; everything below it is taxed in the lower bands.

What is the tax bill on $90,730 in Maine?

A single filer on Maine's $90,730 median household income (2024 Census figure) owes roughly $4,495 to Maine — an effective state rate of 5.0% against a 7.15% marginal bracket — plus about $11,131 of federal income tax.

Does Maine have a personal exemption?

Yes — $5,300 per filer, or $10,600 on a joint return, subtracted before the brackets apply. It comes on top of the $15,300 standard deduction, for $20,600 of total single-filer subtractions.

How we calculate this

Federal brackets per our income-tax methodology, plus Maine's 2026 state tax. Estimates only — not tax advice.

EY Tax News: Maine law imposes income tax surcharge on millionaires retroactive to January 1, 2026 (L.D. 2212, 2% over $1M single / $1.5M joint) →Maine Revenue Services 2026 individual income tax rate schedules, personal exemption and standard deduction (via Thomson Reuters Tax & Accounting) →Maine Revenue Services — Income/Estate Tax →Tax Foundation: State Individual Income Tax Rates and Brackets, 2026 →

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Estimates for general informational purposes only; not tax advice. Maine figures are simplified (credits, local taxes, and AGI adjustments vary) and should be verified with the state Department of Revenue. Maine's four-rate 5.8%–9.15% schedule is applied with the $15,300 standard deduction and $5,300 personal exemption for a single filer — not itemized deductions, exemption phase-outs, or any Maine tax credit. It also excludes any local, county, or school-district tax your municipality may add.