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Minnesota Income Tax Calculator

Estimate your 2026 combined federal and Minnesota income tax — Minnesota adds progressive state income tax on top of federal.

InputsTY-2026
$
$
$
Federal + state tax18.4% effective
$18,447/yr
10% on $12,400$1,240
12% on $38,000$4,560
22% on $33,500$7,370
federal tax subtotal$13,170
MN state tax$5,277
taxable income
$83,900
marginal rate
22.0%
after tax
$81,553

A single filer earning Minnesota's median household income of $92,350 owes about $4,756 in Minnesota state income tax — an effective state rate of 5.15%. That is state tax only, on top of federal income tax and FICA.

Based on 2026 Minnesota rules and 2026 federal rules, with the standard deduction and no other adjustments. Median income is the 2024 Census figure.

Income tax in Minnesota

Minnesota has four inflation-indexed brackets from 5.35% to a 9.85% top rate (starting at $203,151 single / $337,931 joint for 2026), with a standard deduction of $15,300 / $30,600 that phases down at high incomes. The rates themselves have not moved; the thresholds and deduction shift every year with the Chained CPI, so nothing here carries forward from 2025.

Minnesota income tax structure (2026)

Minnesota uses 4 progressive brackets on income above a $15,300 standard deduction (single). Single-filer brackets:

$0 – $33,3105.35%
$33,311 – $109,4306.80%
$109,431 – $203,1507.85%
over $203,1519.85%

Married-filing-jointly thresholds differ (roughly double in most states). Each slice of income is taxed at its own rate — landing in a bracket does not tax your whole income at that rate.

Common questions

What are Minnesota's income tax brackets?
Minnesota uses four brackets for 2026: 5.35% on the first $33,310 of taxable income, rising to 9.85% above $203,150 for a single filer. Taxable income here is your pay after a $15,300 standard deduction ($30,600 joint). Joint filers get their own, wider thresholds.
What is the top income tax rate in Minnesota?
9.85%, and it begins at $203,150 of taxable income for a single filer — about $218,450 of gross pay, once the $15,300 Minnesota subtracts first is added back. Only income above that point is taxed at that rate; everything below it is taxed in the lower bands.
What is the tax bill on $92,350 in Minnesota?
A single filer on Minnesota's $92,350 median household income (2024 Census figure) owes roughly $4,756 to Minnesota — an effective state rate of 5.2% against a 6.8% marginal bracket — plus about $11,487 of federal income tax.
Does Minnesota have a standard deduction?
Yes — $15,300 for a single filer and $30,600 on a joint return, subtracted before Minnesota's 5.35%-to-9.85% schedule is applied. A single filer earning less than $15,300 therefore owes no Minnesota income tax at all, and at the state's $92,350 median income it saves about $1,040 of tax.

How we calculate this

Federal brackets per our income-tax methodology, plus Minnesota's 2026 state tax. Estimates only — not tax advice.

Minnesota DOR — Income tax brackets, standard deduction and dependent exemption amounts for tax year 2026 (Dec 16, 2025) →Tax Foundation: 2026 state individual income tax rates and brackets →

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Estimates for general informational purposes only; not tax advice. Minnesota figures are simplified (credits, local taxes, and AGI adjustments vary) and should be verified with the state Department of Revenue. Minnesota's four-rate 5.35%–9.85% schedule is applied with the $15,300 standard deduction for a single filer — not itemized deductions or any Minnesota tax credit. It also excludes any local, county, or school-district tax your municipality may add.