New Jersey Paycheck Calculator

Your 2025 take-home pay in New Jersey, after federal income tax, Social Security, Medicare, and state income tax.

InputsPAY-2025

Annual salary

Pay frequency

Filing status

401(k) contribution % of gross, pre-tax

Other pre-tax HSA, health — annual

Take-home / paycheckEvery 2 weeks

$2,364

take-home pay$2,364

federal income tax$347

Social Security + Medicare$250

NJ state income tax$112

401(k)$196

other pre-tax$0

annual take-home

$61,471

effective tax

21.7%

marginal rate

22.0%

Paycheck taxes in New Jersey

New Jersey's graduated tax runs from 1.4% to a 10.75% top rate on income over $1 million, with different bracket schedules by filing status. The state has no standard deduction, only a $1,000-per-person exemption. Its brackets are not inflation-indexed, so they are unchanged for 2025; capital gains are taxed as ordinary income.

Common questions

Does New Jersey have a state income tax?

Yes — New Jersey uses progressive state income-tax brackets. This calculator applies it on top of federal income tax and FICA to show your true take-home pay.

How much is withheld from a paycheck in New Jersey?

Every paycheck has federal income tax, Social Security (6.2% up to the wage base), and Medicare (1.45%) withheld, plus New Jersey state income tax. Enter your salary above for the exact breakdown.

How we calculate this

Federal brackets and FICA per our paycheck methodology, plus 2025 New Jersey state income tax. Estimates only — not tax advice.

Tax Foundation: 2025 state income tax rates →New Jersey Division of Taxation →

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Estimates for general informational purposes only; not tax or financial advice. State rules, local taxes, and credits vary — New Jersey figures are simplified and should be verified with the state Department of Revenue. Actual withholding depends on your W-4 and benefits.