Everyday money · NY
New York Paycheck Calculator
Your 2025 take-home pay in New York, after federal income tax, Social Security, Medicare, and state income tax.
InputsPAY-2025
$
401(k) contribution % of gross, pre-tax
%
Other pre-tax HSA, health — annual
$
Take-home / paycheckEvery 2 weeks
$2,330
take-home pay$2,330
federal income tax$347
Social Security + Medicare$250
NY state income tax$146
401(k)$196
other pre-tax$0
annual take-home
$60,581
effective tax
22.7%
marginal rate
22.0%
Paycheck taxes in New York
New York taxes capital gains and crypto as ordinary income, from 4% up to 10.9%. Residents of New York City owe an additional city income tax (roughly 3–3.9%) that this calculator does not include.
Common questions
Does New York have a state income tax?
Yes — New York uses progressive state income-tax brackets. This calculator applies it on top of federal income tax and FICA to show your true take-home pay.
How much is withheld from a paycheck in New York?
Every paycheck has federal income tax, Social Security (6.2% up to the wage base), and Medicare (1.45%) withheld, plus New York state income tax. Enter your salary above for the exact breakdown.
How we calculate this
Federal brackets and FICA per our paycheck methodology, plus 2025 New York state income tax. Estimates only — not tax advice.
Estimates for general informational purposes only; not tax or financial advice. State rules, local taxes, and credits vary — New York figures are simplified and should be verified with the state Department of Revenue. Actual withholding depends on your W-4 and benefits.