Texas Paycheck Calculator
Your 2026 take-home pay in Texas — after federal income tax, Social Security, and Medicare. Texas has no state income tax.
On Texas's median household income of $81,490, a single filer takes home $66,158 a year — $5,513 a month — after $9,098 in federal income tax, $6,234 in Social Security and Medicare, and no Texas income tax (Texas does not tax wage income).
That is an effective all-in rate of 18.8% for 2026 federal rules and 2026 Texas rules, taxes only — no 401(k), health premiums, or other deductions. Your own figure depends on filing status and pre-tax contributions.
Paycheck taxes in Texas
Texas voters have spent the last several years bolting the door on personal taxation, one constitutional amendment at a time. Article VIII, Section 24-a — added November 5, 2019 — prohibits the legislature from imposing a tax on the net incomes of individuals, including an individual's share of partnership and unincorporated association income. Voters went further in November 2025 by adding Section 24-b, which bars a tax on the realized or unrealized capital gains of an individual, family, estate, or trust — investment profit rather than wages — while expressly preserving property, sales, and use taxes; a 2023 amendment had already prohibited a wealth tax. What funds the state instead shows up at the register and at the wellhead: a 6.25% state sales and use tax that local jurisdictions can lift to a combined 8.25% maximum, alongside a 4.6% oil production tax and a 7.5% natural gas production tax.
Bonuses and supplemental wages in Texas
Texas has no state income tax, so a bonus carries no state supplemental withholding at all — whichever method your employer uses, the state takes nothing. Only federal supplemental withholding applies, which is a flat 22% on supplemental wages up to $1 million.
For the federal half, which this site does model, compare what withholding takes from a bonus against what you actually owe — the 22% flat rate is withholding, not a tax bill, and the difference comes back at filing.
Texas vs. its neighbors
On a $100,000 salary you keep $79,180 in Texas — $3,954 more than in neighboring Oklahoma, $3,529 more than in Arkansas, and $2,614 more than in Louisiana.
Texas levies no state income tax, so any gap above is state income tax paid by the other states — federal income tax and FICA are identical everywhere. Single filer, $100,000 of wages, no 401(k) or other pre-tax deductions, 2025 state tables. Local income taxes (city and county) are not included. Run your own salary through the calculator above, or on any state's page.
Neighbours are only part of the picture. The study behind these figures ranks what a $100,000 salary takes home in all 50 states, with Texas's row in place — the entire spread between best and worst is state income tax, since federal tax and FICA are identical everywhere.
A worked example at Texas's median income
Texas's median household income is $81,490 (2024, U.S. Census Bureau via FRED (real median household income)). Run through the same engine as the calculator above (single filer, taxes only):
That is an effective all-in tax rate of 18.8% at the median — your own number depends on filing status, 401(k), and benefits. Enter your salary above for the exact figure.
Common questions
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How we calculate this
Federal brackets and FICA per our paycheck methodology, plus Texas's 2026 state income tax. Estimates only — not tax advice.
Estimates for general informational purposes only; not tax or financial advice. State rules, local taxes, and credits vary — Texas figures are simplified and should be verified with the state Department of Revenue. Actual withholding depends on your W-4 and benefits. Texas has no state income tax, so there is no state schedule to simplify — this calculator covers what comes out of your pay, not the sales and property taxes that Texas relies on instead.