Everyday money · NY
New York Income Tax Calculator
Estimate your 2025 combined federal and New York income tax — New York adds progressive state income tax on top of federal.
InputsTY-2025
$
$
$
Federal + state tax18.4% effective
$18,401/yr
10% on $11,925$1,193
12% on $36,550$4,386
22% on $35,775$7,871
federal tax subtotal$13,449
NY state tax$4,952
taxable income
$84,250
marginal rate
22.0%
after tax
$81,599
Income tax in New York
New York taxes capital gains and crypto as ordinary income, from 4% up to 10.9%. Residents of New York City owe an additional city income tax (roughly 3–3.9%) that this calculator does not include.
Common questions
What is the New York state income tax rate?
New York has progressive state income tax brackets, applied on top of your federal tax.
Does New York tax capital gains?
Yes — New York taxes capital gains as ordinary income at the same rate as your wages.
How we calculate this
Federal brackets per our income-tax methodology, plus 2025 New York state tax. Estimates only — not tax advice.
Estimates for general informational purposes only; not tax advice. New York figures are simplified (credits, local taxes, and AGI adjustments vary) and should be verified with the state Department of Revenue.