TALLIVO
toolsabout
Your numbers will appear here as you use the tools.
home / income tax / tennessee
Everyday money · TN

Tennessee Income Tax Calculator

Estimate your 2026 combined federal and Tennessee income tax — Tennessee has no state income tax, so you only owe federal tax.

InputsTY-2026
$
$
$
Federal + state tax13.2% effective
$13,170/yr
10% on $12,400$1,240
12% on $38,000$4,560
22% on $33,500$7,370
federal tax subtotal$13,170
TN state tax$0
taxable income
$83,900
marginal rate
22.0%
after tax
$86,830

Tennessee does not tax personal income, so a resident earning Tennessee's median household income of $75,860 owes $0 in Tennessee income tax. Only federal income tax and FICA are withheld from wages.

Based on 2026 Tennessee rules and 2026 federal rules, with the standard deduction and no other adjustments. Median income is the 2024 Census figure.

Income tax in Tennessee

Tennessee's status as a no-income-tax state is recent, and the tax it shed had a name and a birthday. The Hall income tax, enacted in 1929 and named for the state senator who sponsored the legislation, never touched wages — it was imposed only on interest from bonds and notes and dividends from stock. The General Assembly then phased it out a percentage point at a time: 4% for tax years beginning in 2017, 3% for 2018, 2% for 2019, and 1% for 2020, with the Department of Revenue now instructing filers not to submit a return for any tax year beginning on or after January 1, 2021. In its place the sales tax does the heavy lifting, at a general state rate of 7% before local rates are added, and it accounts for roughly 60% of all state tax collections.

Tennessee income tax structure (2026)

Tennessee has no state income tax. Wages, salaries, and self-employment income are untaxed at the state level — only federal income tax and FICA come out of your paycheck.

Common questions

Do I file a Tennessee income tax return?
Not for wage income. Tennessee has no individual income tax for 2026, so your only income tax return is the federal one, and a $75,860 income — Tennessee's median — owes the state $0.
How much income tax is due on the median Tennessee income?
On Tennessee's median household income of $75,860 (2024 Census figure), a single filer owes about $7,859 in federal income tax and $0 to Tennessee. Adding $5,803 of Social Security and Medicare leaves roughly $62,198.
What taxes do I still pay in Tennessee?
Federal income tax, Social Security (6.2% up to the wage base) and Medicare (1.45%) still apply — together about $13,662 a year at Tennessee's $75,860 median income. Tennessee raises its own revenue through high state and local sales taxes.
Why is take-home pay higher in Tennessee?
Only because the state line is zero — federal tax and FICA are identical everywhere. At Tennessee's $75,860 median income, the typical income-taxing state would take about $2,965 more per year that Tennessee residents keep.

How we calculate this

Federal brackets per our income-tax methodology, plus Tennessee's 2026 state tax. Estimates only — not tax advice.

Tax Foundation: 2026 state individual income tax rates and brackets (Tennessee - no individual income tax) →Tennessee Dept. of Revenue →

More on Tennessee tax

Everyday moneyWhat lands in a Tennessee paycheckThe same salary split across real pay periods, with federal tax and FICA taken out and no state line at all.Crypto & taxHow Tennessee taxes crypto gainsSelling crypto as a Tennessee resident is a federal-only taxable event — what that costs.
Related calculators
MoneyPaycheck CalculatorInvestCapital Gains Tax CalculatorMoneySalary to Hourly CalculatorMoneySelf-Employment Tax Calculator

Estimates for general informational purposes only; not tax advice. Tennessee figures are simplified (credits, local taxes, and AGI adjustments vary) and should be verified with the state Department of Revenue. Tennessee has no state income tax, so there is no state schedule to simplify — this calculator covers what comes out of your pay, not the high state and local sales taxes that Tennessee relies on instead.